Private guidance for homeowners facing mortgage pressure
Behind on Your Mortgage? Before You Give Up Your Home, Let’s See What Options You Still Have.
Schedule a private Home Options Call to understand your situation, explore realistic next steps, and develop a plan based on what matters most to you.
Private guidance powered by Ownly ONCE.
A clearer next step
See What Options May Still Be Available
Before making a major decision about your home, take a few minutes to understand the situation, the possible paths forward, and why acting early can give you more control over what happens next.
Watch on YouTubeStart where you are
Which Situation Sounds Like Yours?
You do not need to have every answer before you call. Start with where things stand today.
I received a default or foreclosure notice.
My payment is no longer affordable.
A temporary hardship put me behind.
I want to stay, but I do not know whether I can.
I may need to sell, but I want to avoid losing control of the decision.
Whatever brought you here, the first step is understanding the real numbers, the timeline, and the options still available.
Consider the paths
You Have Options. Let’s Find the Right Path.
Stay
Explore options that may help you remain in the home, including the appropriate conversations, information, and professional resources to investigate.
Stabilize
Create a realistic plan for the mortgage, household cash flow, other debts, income, and the immediate financial pressure surrounding the home.
Transition
When staying is not financially realistic, explore ways to move forward on your terms rather than waiting for the situation to make the decision for you.
Our goal is to help you choose the path that gives you the greatest control—not to push you toward one predetermined solution.
The Home Options Call
Simple. Private. Focused on You.
The Home Options Call is designed to replace uncertainty with a practical next step.
- 1
Schedule Your Call
Choose a time that works for you.
- 2
Share Your Situation
Explain where the mortgage stands and what has happened.
- 3
Review the Timeline
Identify notices, deadlines, and any scheduled sale date.
- 4
Clarify Your Goal
Decide whether your priority is to stay, stabilize, sell, or understand every option.
- 5
Review Possible Paths
Discuss which next steps are worth investigating.
- 6
Build Your Next-Step List
Leave knowing which documents, calls, or professional resources may be needed next.
What matters most
This Is About More Than a House.
Mortgage pressure affects the entire household. The goal is to help you slow the situation down mentally, understand the facts, and make the next decision with greater clarity.
Meet Dave Ivery
A Calm Conversation Before a Major Decision
Dave Ivery is a Certified Financial Coach and financial strategist who helps individuals and families organize difficult financial situations, understand possible paths forward, and make informed decisions about what happens next.
The purpose of your Home Options Call is not to pressure you or promise an outcome. It is to help replace uncertainty with a practical next step.
Certified Financial Coach
The Stay Home Plan is powered by Ownly ONCE, a financial education and strategy company focused on helping people gain greater control over their money, property, and future.
Clear guidance
What This Is
- A private review of your situation
- A conversation about possible paths
- A practical next-step plan
- Help identifying information and documents that may be needed
- Guidance on appropriate professionals or resources to contact
Clear boundaries
What This Is Not
- A guarantee that foreclosure can be stopped
- A promise that a lender will modify a loan
- Government or lender representation
- Legal advice
- A substitute for communicating with your lender, servicer, attorney, or qualified housing counselor
Draft language — subject to legal and compliance review before production.
Time-sensitive situation
A sale date has already been scheduled
Time matters. Text your name, state, lender or servicer, and scheduled sale date to 941-236-0809.
Text Urgent DetailsEarly action helps
You are behind or struggling, but no sale is scheduled
Schedule a private call now so you can understand your options before the situation becomes more urgent.
Schedule My CallQuestions, answered
Frequently Asked Questions
Plain answers can make the next step feel more manageable.
What happens during the Home Options Call?
You will organize the facts, discuss your priorities and timeline, and identify practical next steps worth investigating. The call does not promise a particular result.
What should I have available for the call?
If available, gather recent mortgage statements, notices, important dates, and a basic picture of household income and expenses. You do not need to have everything ready before scheduling.
What if a foreclosure sale date is already scheduled?
Act promptly. Text your name, state, lender or servicer, and scheduled sale date to 941-236-0809, and continue communicating with your lender or servicer and appropriate professionals.
Can you guarantee that I will be able to keep my home?
No. Available options and outcomes depend on your circumstances, timeline, lender or servicer, and other facts. No result is guaranteed.
Are you affiliated with my lender or the government?
No. The Stay Home Plan and Ownly ONCE are not affiliated with the government, your lender, or your mortgage servicer.
Will I be pressured to choose one particular option?
No. The purpose is to help you understand possible paths and make an informed decision based on your priorities.
What if staying in the home is no longer realistic?
You can explore transition paths and the steps that may help you retain greater control of the decision. Availability depends on your facts and timeline.
How do I schedule or reschedule my appointment?
Use the calendar below or visit Calendly directly. Appointment details, including any paid engagement, will be explained before you accept it.
Private appointment
Let’s Talk About What Happens Next
Choose a time for your private Home Options Call. You do not need to have everything figured out before you schedule.
The appointment calendar will load as you approach this section.
Calendly processes scheduling details under its own privacy practices. The calendar is provided for appointment scheduling only.
Can’t see the calendar? Schedule directly on Calendly Urgent sale date? Text 941-236-0809 instead of waiting for the next available appointment.Contact
Prefer to Reach Out Directly?
Choose the contact method that works best for you.
- Office
- 941-277-9876
- daveivery@gmail.com
- Urgent homeowner situations
- Text 941-236-0809
- Appointments
- calendly.com/daveivery
For Dave’s broader financial education, business, and wealth-building services, visit ItsOwnlyMoney.com.
